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Selection of Fiber Cable Based on Optical Fiber Environments

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Different types of optical fiber applications require different types of optical fiber cables. Environment of any cable is a prime factor associated with selection of cables and simultaneously, it indicates the design or construction of any fiber patch cable or simply fiber cable. In this article, experts have highlighted about few of the common environments prevail for applications via optical fiber.

Cables to Safeguard from Mechanical Dangers and External Forces

Fiber optic cable or network cable type of linking devices available in the form of telephone systems, computers, distribution systems and fiber splice organizers are of relatively less expensive cables available in the market. Best thing about these products is that they are of simple and serve as best possible options to safeguard devices from all sorts of external forces and mechanical dangers.

Cables Used in Plenum Areas

Fiber cables installed beneath the floor, suspended ceilings, across any room and above or between walls, suit perfectly in plenum areas i.e. for exchange of air in various types of HVAC systems. Here, fiber cables mentioned here should be able to meet both smoke and fire codes set by authorized committee involved in supplying HVAC systems.

Terminal Closets

After this, professionals involved in cable management have explained about intra-building cables or breakout cables. In this case, the design of a cable plays significant role to eliminate the requirement of patch panels present in terminal closets. Here, users may also choose to distribute fiber cables into different or individual fibers to perform the actual process of distribution.

Direct Burial Type Cables

Direct burial types of cables remained laid within deep trenches or placed as plowed within the ground. Addition protection from temperature fluctuations and avoiding of moisture is important for proper operation of these burial cables. Because of this, direct burial type of network cable or fiber cable comes with outer jacket to provide the required protection.

Aerial-based Fiber Cables

As the name suggests, individuals choose to install aerial based fiber cables on various poles or simply opt to lash them over messenger wires present in between two different poles. These cables are of dielectric in nature, which indicate that they do not contain any type of metallic component in it. Dielectric cables boost the immunity of cables used in this case. Particularly, the cable used in mounted form on poles should possess adequate strength to avoid sagging problems, which usually put excessive stress on fibers.

The Importance Of Hiring Professional Security Guards

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Many people seeking security for their homes or even businesses tend to consider the prices first and quality second. This has resulted in the contracting of unprofessional security guards or poor electronic security installations for their premises. Be it in the construction industry, malls or industrial premises, quality security services should be the first factor then look at the prices. A lot of individuals simply go for untrained, unkempt security guards picked from the villages to man very valuable assets and installations. This is the main source of insecurity since the guards are underpaid, untrained and are easily compromised. Below are some of the benefits of hiring professional security guards.1. Professional guards aid in loss reductionBusiness premises and even homes are attractive grounds for thieves and robbers. Some are very busy and demanding and need a good eye to oversee the security. Without adequate security, employees can easily pilfer goods and collude with the unprofessional security personnel to rip off the business. One may save on the monthly fee for the security service but the loss in terms of materials and goods can be unimaginable. It is very advisable to contract a reputable security firm with professional services and at favorable rates. One can get very good services from small firms that focus on training, supervision and customer care. In most cases, the big firms show lack of concern to clients when there is a problem. A professional guard will detect breaches in the security setup and will demand gate passes before allowing any exit of materials. With these measures in place, business loses will be reduced remarkably.2. Reduced insurance premiumsSome insurance companies require an assurance that good security measures have been put in place before they give a cover. This is a very good way to pay lower premiums while getting premise security at the same time. Be fully prepared before going to an insurer for a discussion.3. Minimized security guards supervisionDealing with private guards can be a tough task especially if the organization is busy. The best option is to outsource the service to professionals who will handle all the headache of personnel planning and deployment. These security companies will handle all the supervision and give you a report. Any new instructions and demands are simply directed to the security company and a smooth running of the security will be guaranteed as long as the security firm is run professionally and is in good contact with its clients.6. Competent response to all kinds emergenciesEvery premise has its share of risks and possible emergencies. With this in mind, everyone needs to have a professionally trained security guard to handle all the emergencies that may occur. And with the ever rising cases of robberies, terrorism and accidents, it is very important to have someone close who is experienced in emergency and first aid activities.7. They will go the extra mileWith a well trained and motivated security guard, your business will benefit a lot from the extra little services. The guard will handle customer care duties at the entrances and since they are the first point of contact with your customers, it is very important that you get a well dressed and groomed security guard. They will offer many types of assistance to the business or domestic setup.With all these benefits and many more, you need to get a professional security guard for the success of the business and safety of your home. There are some security companies out there, little known but very effective in service provision but at very good rates. Avoid the informal guards who have no training or professionalism. Spend a little more and gain the benefits.

Commercial Stated Income Loans Vs Commercial Hard Money

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Many borrowers that have “hair” on their potential commercial loan are forced to look at both the commercial stated income loan or the commercial hard money loan. Although both loans fit within the commercial “sub-prime” category, both fall into different niches. Neither option is ideal for the borrower, but either loan can be a viable option for borrowers that have been declined by traditional banks.What’s the difference?Commercial Stated Income Loans, as the name implies require less documentation than normal, and allow the borrower to essentially “state” their income and not provide tax returns. These loans are designed to be more of a long term hold for the borrower where as hard money is more short term. Fixed periods are typically 3-7 years (Can be as long as 30 years) and amortization periods are between 25-30 years. Prepayment penalties are stiff ranging from 5% for 5 years to 10% for 10 years.In addition, some stated income lenders require lock out periods for as long as 5 years. Currently (2008), rates range from 8.5% -13% with 1 – 2 points for the typical commercial stated income loan. On the positive side, loan to values on purchases can go up to 90% and up to 80% on refinances. Personal credit scores are very important with this loan program as well.Commercial Hard Money Loans in contrast, are designed to be more of short term solution as borrowers try to improve their situation. Lenders are very concerned with the borrowers exit strategies and want to be paid off within 6 -36 months. Rates are high at between 12%-16%, interest only, with 3-6 points on the front of the loan. Most hard money lenders do not have prepayment penalties – although a few do, they call them “exit fees”. Loan to values are a critical component, which are much lower with this program being typically capped at 50%-60%. Personal credit score are relevant but not as important as loan to value or the exit strategy.Which is the better option?Without oversimplify the situation, the borrowers loan to value, credit score and planned holding period, often decide this question for them. For example, if the borrower is attempting a cash out refinance at 75% loan to value, there are simply no hard money lenders that will fund that deal. The borrower would be forced to consider the Stated Income Loan. Another example would be if the borrower’s credit score was low at say 550. There are no stated income commercial lenders that would consider this transaction. However, many hard money lenders would still fund that deal if the rest of the details fall into line.If the borrower situation allows them to pick which route to go, the choice normally boils down to the expense of either loan. The rate and points are especially high with hard money, but the borrower can sell or refinance (once stabilized) the property without penalty in the near future. On the other hand the points and rate are lower with stated income but the prepayment penalties can be very expensive. If the borrower is planning on selling the property within the prepayment penalty period he should be very aware of this cost and be assured that the loan can afford it.