We often receive e-mails about the best business online ever created and if we don’t seize the opportunity right away we are basically not worth to be in the industry. Therefore, every single opportunity that we receive is the best business online. Many of us have actually believed such claims and tried some of these so called opportunities. If we want to look at the bright side we would say that the lost money is the price we are paying to gain more experience. Some would say that those claims were just hype.The question that forces itself to be asked here would be; is there such a thing called the best business online? If so, what are the criteria that would make a business better than another, and therefore, what makes a business to be the best business online?All questions will have to be answered only if the answer to the first question was positive. If the answer to the first question was negative then we don’t need to bother about answering the remaining questions.In short, I don’t believe that there is such a thing as the best business online. Let’s take a look at the offline marketplace. A good business idea depends on factors such as competition in the industry in question, market size…etc. But we don’t see a huge industry in the offline marketplace that basically concentrates on building a downline. The offline marketplace concentrates on producing and selling products and services.Business Online went astray from the concept and concentrated on building organizations of marketers without paying any attention to products and services. It went to the point that people are paying money for absolutely nothing. Business online should get back to the main track of producing and selling.The beautiful thing about establishing a business online, is that you can create any business you want either with your own products/services or other people’s. The trick in online business is visibility and how to make your target market find you without you having to spend a fortune. This is of course the quest of every person who has a business online, but it is not the purpose of this article.Therefore, similar to the fact that the best business offline does not exist, the best business online is a myth. It is an illusion that will lead any one who is interested in creating a business online to fail before even starting.All that has been said about the best business online should not be confused with business opportunities that exist in the online marketplace. Similar to the offline marketplace, the online marketplace is full of opportunities. The purpose of this article is to show that there is nothing called “The best business online,” but it will be a huge mistake to interpret this article as trying to show that there are no opportunities in the online business marketplace. There are actually sites dedicated to helping people find the best business online that would suit their skills, needs, interests.What we are trying to show in this article that there is no such thing as the best business online in absolute terms. Such a term is only used for hype and has no real substance in it. Therefore, so as to have an objective eye when studying opportunities online, try to classify those opportunities in the following manner:1- A hyped message with a hyped opportunity2- A hyped message with a sound opportunity3- A sound message with hyped opportunity4- A sound message with a sound opportunityIt is obvious that the advice would be not to even consider the first type. The second type is very tricky as you need to strip all the hype from the message to realize that the copywriter made a huge mistake by hyping the message while the opportunity is solid enough to sell itself.The third business online type is also tricky, usually it is marketed by someone new in the online business, who is genuine but believed the hyped claims of the first type and now he/she is trying to market it.The fourth is a business that we should consider seriously. I said consider and not jump into it because we need to study if it suits our skills, needs, aspirations, interests…etc.Finally, the best business online does not exist in absolute terms. It becomes as such only if it fits you and you were able to reap its benefits because you have the skills to do so.
Mandatory Insurance Policies for Everyone
There are so many insurance policies, insurance policies come in different prices, features and benefits.The truth is you can’t possibly choose to purchase every insurance policy, you should streamline your choices to mandatory insurance policies.It’s quite easy to know which insurance coverage is mandatory; all you have to do is ask yourself this important question… “What is the most important thing to me?” This is an important point to consider, there is no point insuring something that is of no importance to you. The protection of assets that matter to you is expedient in the establishment of a solid financial backup plan. There are many insurance policies that can help you protect your assets and earning ability. However, prior to the purchase of any type of insurance, you must ensure you understand the terms of the coverage that’s expressly written in the policy. You can choose to enlist the services of your lawyer to peruse the content of your insurance before appending your signature to seal the deal. This write-up highlights the mandatory policies everyone should have, they include the following;1. Car insurance: there are mandatory laws for car insurance in certain parts of the world. A car insurance is one of the mandatory insurance policies everyone must purchase. The importance of purchasing an automobile insurance cannot be over emphasized, regardless of if you drive a jalopy or an automobile that has been purchased over the years. An automobile insurance is a solid backup strategy if you get involved in a car accident that results in the injury and/or damage of another person’s property. Such an unfortunate incident could subsequently subject you to a lawsuit that might cost you all you have worked for. The tragic result of an accident is burdensome, no one wants to be found in such a fix. Without a car insurance, you are at a risk of losing everything you own. As a matter of fact, if you purchase an insurance policy with a coverage that helps you with meagre savings, you are not better off than a person without a car insurance coverage. Ensure you purchase a car insurance that can cover any unlikely or unforeseen automobile accident.2. Life insurance: a life insurance policy enables you to protect people that depend on you financially. Such people include your children, spouse, relatives or other loved ones. If you feel your loved ones might encounter financial hardship if you lose your life, then this type of insurance should be at the top on your list of mandatory insurance policies. You can choose to purchase a life insurance policy that will serve as a substitute for your annual income over the duration of years in which you plan to stay employed. Your choice of life insurance might also incur burial costs, this will relieve your family of any unexpected financial burden.3. Long-term disability insurance: the fear of considering the future possibility of a long-term disability is one of the major reasons why people ignore long-term disability insurance policies. Everyone hopes that nothing bad will happen to them, this isn’t a wise decision. Don’t get me wrong, while it is always good to stay positive, it is even better to have a backup plan. It is mandatory to consider purchasing a disability policy that gives you and your family the required coverage to maintain your current standard of living, even after losing your earning power. The disability policy helps you to protect your earning power if you happen to suffer from any form of disability later in the future.Health insurance: the high cost of getting the required medical care is a major reason why purchasing a health insurance policy is a necessity. Simple consultations result in soaring bills these days, not to talk of hospital bills you have to pay as a result of severe injuries that have left you confined on the hospital bed for days, weeks, or even months. Hospital bills for a surgical procedure might total into 5 to 6 figures, without a health insurance you might end up spending all you have on a severe health condition in weeks. The financial burden of an increased cost of health insurance policies is nothing compared to the cost of medical care without a health insurance.
Misconceptions About Holistic Lifestyle and Aromatherapy
The best way to start a medication is to understand its misconceptions first. lifestyles are not so common that everyone is aware of it; hence this too has its share of misconceptions clearly aided by rumors. Comparing articles online or talking to a holistic practitioner is a good way to start.Some basic misconceptions about holistic which utilizes natural health supplements, is as follows.Statement: Holistic lifestyle is for old or people fighting with life threatening diseases.Truth: No doubt lifestyle helps people suffering from many illnesses, but it is not like young people cannot try such an existence. In today’s hard paced lifestyle, our solutions are creating many problems to one and all. A scientist documented the above fact as follows. “We all are self created time bombs.” Holistic is accepted to attain a healthy body and mind.Statement: Holistic makes you a good person.Truth: Like you cannot generalize emotions, same way you cannot judge if a person is good or bad by yourself. Holistic lifestyle takes you towards nature so in a way it makes you more aware of things. Becoming a certain type of person is an individual’s choice though. Also, as holistic lifestyle influences your mind and spirit, your general awareness about values of life increases and you may become a better person.Statement: All essential oils have a nice glowing smell.Truth: Some essential oils may create an aroma but not all. In addition, many fake essential oil manufacturers add such perfumed extracts to woo buyers.Statement: Do not buy essential oils in aluminum bottles.Truth: If aluminum bottles are lined from inside, you can use essential oils stored in such bottles.Statement: Holistic healing can cure aids/cancer/diabetes and other incurable diseasesTruth: Such statement is like overrating something. Holistic healing is a process which works on the imbalances of your body, but never ever has any lifestyle practitioner or coach claimed curing aids or diabetes. Holistic lifestyle is a way of life and not a medicinal solution for a certain problem.There are many other misconceptions about living a holistic or usage of aromatherapy essential oils which have been started by small time manufacturers to boost their sales. The worst being – people still fall prey to such bogus claims.
Easy Ways to Protect Your Personal Finances From Further Economic Contraction
While the economy has already certainly softened, there may be further economic contraction for American consumers to face. Increasing job losses, higher inflation rates, and the growing food and energy costs are making personal finance budgeting difficult for most American families to achieve. The variable interest rate of recent mortgages makes critical, and the prospects for personal finance do not look bright for the next several years.However, an ounce of personal finance planning is certainly worth more than a pound of monetary cure. It is not too late to start preparing your personal finance budgeting efforts to brace yourself for further economic contraction – ensuring that when America does recover from its economic weakness, your personal finance will be intact and still healthy.Debt management strategy: watch your interest ratesWhen economic uncertainty is on the horizon, interest rates are the first to react – making debt management critical. Powered by both the Federal Reserve rate and each banking institution’s tolerance, interest rates can either soar or plummet, depending upon several factors.Whereas our interest rates were at historical lows, the Fed Chairman Bernanke made adjustments to the rate in order to curb inflation, while attempting to simultaneously stimulate economic investment. What does this mean for your debt management? In essence, banks will now offer you great interest rates if you have good credit, making your debt management easy. If you have bad credit, then banks will increase your interest rates, as the risk of a default grows greater during an economic contraction.Therefore, for debt management that will prepare for further economic contraction, you want to lock in low interest rates, which will be easy for those who already have good credit. You can refinance your credit cards by consolidating your debts, or you can even renegotiate your interest rates with your existing credit card company.For those who have less than stellar credit, you want to carefully watch your mortgages, loans, and credit cards to ensure that they are not raising your interest rates. You may be particular susceptible to interest rate hikes in further economic contraction.Smart personal finance budgetingKeep in mind that regardless of how much income you earn, the key to maintaining financial stability is through intelligent debt management and personal finance budgeting. Even if you earn millions, your spending habits and debt are what determine your financial stability. In preparing for a further economic contraction, it is important that you take several personal finance budgeting steps:o Tally all of your required expenses including your mortgage or rent payment, car payment, health insurance, and utilities. There are the bills you must pay each month, and therefore, are part of your mandatory personal finance budgeting process.o Allocate a set amount each month for groceries. Keep in mind that you should try to purchase everything “on sale” for smart personal finance budgeting. Research shows that simply by purchasing the brand that is on sale, you can save approximately 20% each time you go to the supermarket.o Minimize your entertainment expenses. Smart personal finance budgeting means limiting how frequently you eat out, or spend money on entertainment. For example, if you have a four-person family and you typically watch a movie at the theater each week, cutting this expense out could save up nearly $200 each month. Or, brown bag your lunch instead of eating at the local sandwich shop. This small change in your personal finance budgeting can save you conservatively $150 per month. Just these two small changes alone in your entertainment expenses can give you an extra $350 per month for your personal finance budgeting.o Set money aside for your savings. In a further economic contraction, the greatest, yet most probably fear, is losing your job. Therefore, by taking conservative approaches with your personal finance budgeting now, you can still set aside emergency funds that will help your family if times are difficult. Saving 10% of your income each month is a healthy, yet reasonable, amount to save in your personal finance budgeting.The key to protecting your personal finance against any additional economic contraction is through smart debt management and intelligent personal finance budgeting. By taking several preventative measures now, you can ensure that your financial situation will remain healthy – regardless of what happens to the economy.
The Challenges of Do-It-Yourself Alcohol Detoxification
Face it, if you are dependent on alcohol, quitting is going to be hell. Of course, what do they say; “if you have to go through hell, don’t stop, keep going.” Yes, it’s a New Year, so perhaps one of your New Year’s Resolutions is to stop drinking, or maybe you just want to cut back substantially. If you are already an alcoholic, you know you are going to have to quit completely. You are probably wondering if that is even possible?
Well, it is possible, but you probably won’t be able to pull-it-off by yourself. You are going to need some support from friends and family, and perhaps some professional assistance, especially if you want it to stick. In fact, 90% of do-it-yourself alcohol detox successes relapse in less than four years. Most of those in the first 3-6 months. Okay so, 100% minus 90% = a 10% success rate for do-it-yourself alcohol detox.
Another interesting fact is that after so many tries and so many failures, dependent alcohol users stop believing they can quit or that it is even possible. That’s another depressing and sad fact.
Do-It-Yourself Alcohol Detox Can Be Dangerous to Your Health
Most people that try a Do-It-Yourself detox attempt to quit Cold Turkey. If you’ve been drinking for a while and consume a large amount of alcohol, chances are your body has become tolerant to the effects of the alcohol (poison, neurotoxin). Your body has become used to it, adjusted to it, and it has rewired your brain and your system.
If you abruptly take it away, your body can no longer function without it. That’s when all hell can break loose. This phenomenon is more than just overwhelming withdrawal symptoms. It’s literally shutting down your internal organs. This could lead to kidney failure, heart attack, lung problems, delirium tremens, ketoacidosis, brain damage, even death (cite below).
The Romanticism of the Cold Turkey Tough Guy Bravado
So, why do so many people try and fail at their do-it-yourself detox New Year’s Resolutions and goals? Well, if you’ve tried and failed in the past you certainly are not alone. You shouldn’t beat yourself up about it, or dwell on your failure. It’s not that you lack the will or character to see it through. The real problem is your body can’t handle it. Look, no matter how tough you think you are, or how much pain you can force yourself through – there is still the reality behind the alcohol use disorder.